Harpers Payroll Services and The Online 401(k)™ have teamed up to offer 401(k) services to clients who are looking for an easy-to-use, fully integrated, comprehensive 401(k) and payroll solution. If you want to create a new retirement plan or want to investigate modifications to your current plan, we can help. Support and service is important for 401(k) administrators and participants. That's why we've partnered with a company that offers support through the internet as well as by phone.

Proven Experience

One of the original Web-based 401(k) providers to address the small business market, today The Online 401(k) serves more than 2,500 businesses across all 50 states. The Online 401(k) was recently featured in USA Today, The Wall Street Journal, CNN Money, Bloomberg, LA Times and Kiplingers on the topic of small businesses retirement plans.

Automatic Contribution Filing

Don't want to be bothered with the task of timely submissions of withholding data to your 401(k) provider? No problem, we'll do it for you.

Choice and Flexibility

These 401(k) plans are built for small businesses and as a result, our investment choices can be customized for whatever your needs might be. You can choose from 1,600+ funds – the number of funds you offer on your list is up to you. For example, you can create a list of under 15 funds so that employees aren’t overwhelmed, but you’ll be sure to offer your employees the cream of the crop. We also offer target date funds, which take the guesswork out of asset allocation for less experienced investors.

Quick and Easy Set-Up

While it takes some 401(k) providers months to get a plan up and running, we do it in less than three weeks! Some providers still use antiquated paper-based systems to set up your 401(k) plan, leaving you at the mercy of the mailman for the setup of your 401(k) plan. Plus, online access makes managing your 401(k) plan simple. Employers and employees can check their accounts any time with online. Managing the day-to-day details of your company's 401(k) plan will not take you more than two hours a month.

Information Any Time

Fund performance and prospectuses are available online, 24/7 and updated quarterly, with links to Morningstar® reports.